This position is responsible for generating SBA Guaranteed loans within the organization’s quality and risk guidelines, work across all lines of business to provide guidance on SBA and other government lending programs and cross sell other bank products and services.
Essential responsibilities include:
Develop and conduct a personal, top level calling program to establish, maintain, and solidify bank relations in our market.
Work current external referral sources for new business, and develop additional referral sources to solicit SBA loan opportunities.
Educate associates on the benefits of SBA lending.
Analyze financial statements and credit applications to determine credit potential.
Negotiate credit terms within the organization’s loan policies as well as SBA requirements, and regulatory guidelines.
Prepare loan presentations and loan requests, and personally present them to the loan committee.
Maintain the asset quality of individual loan portfolio and maintain credit files.
Identify and monitor credit problems; calling on past due accounts when necessary.
Stay abreast of industry and regulatory changes, as well as changes in SBA Standard Operating Procedures.
Additional responsibilities may include:
Stay abreast of bank policies and procedures by attending and successfully completing all mandatory corporate and departmental training. Inclusive of but not limited to Orientation, Annual Sensitivity Training and Compliance Training.
Assist in implementing and ensuring compliance with loan policies, CRA programs, and interest rate structures.
Participate and represent the bank in community activities.
Other duties as assigned.
Title of supervisor: EVP, Director of Government Guaranteed Lending
Title(s) of subordinate(s) to this position: None
Required Skills and/or Education:
5 years’ experience in banking, with a focus on SBA lending. Must have a thorough understanding of SBA policies and structure, product knowledge, and financial analysis. Must be able to develop and execute on strategies to originate SBA loans in the marketplace.
Bachelor’s Degree in finance, accounting, or a similar field is required. Excellent organizational skills and strong communication skills are required. Must be a collaborative team player. Must be proficient with the Microsoft suite of products.
Nature and Scope:
This position is a regular full time position and is located in the Chicago, IL area, and is eligible for incentive pay. Occasional travel, including overnight stays, is required in order to perform the essential functions of the position. An altered work schedule and overtime is occasionally worked to meet the demands associated with the position. The work environment involves the use of office equipment such as telephone, facsimile, computer equipment, etc. in a controlled climate.
Telecommuting is allowed.
About CIBM Bank
CIBM Bank is a wholly owned subsidiary of CIB Marine Bancshares, Inc.
At our full-service banking offices you'll find a full array of Personal and Business banking services and products to help you create the life you want and to help your business continue to be successful. We work hard to be your partner and we understand that this means listening and responding to the unique needs of you and your company. We are committed to creating customized solutions to assist you in achieving growth and stability.
We value our clients and believe that banking is about relationships. We demonstrate our commitment to you and the communities we serve through unparalleled personal attention and genuine concern for the financial welfare and security of our clients. Your deposits at CIBM Bank are FDIC insured and the bank has a strong capital position with levels above the national average.
Our Mission Statement
CIBM Bank provides personalized banking and related financial solutions to small and middle market businesses, their owners and employees, and consumer households in our communities. We leverage our entire banking team to provide our clients superior service with a high degree o...f professionalism and integrity. We operate our company to support our clients’ enduring success, contribute to our communities’ quality of life and economic development, provide growth opportunities and challenge for our employees and increase value for our shareholders.
The CIBM Fingerprint
The CIBM Fingerprint is reflective of our mission statement which you can find on our website. The triangle in the center represents our employees – everything starts with great employees. The three sides of the triangle represent our core values of Service, Solutions and Integrity. The three sets of lines coming in then out of the circle represent the relationship with our Clients, Communities and Shareholders. This all comes together to form the CIBM fingerprint which is unique and secure: incorporating our values, mission and culture.
History of CIBM Bank
In 1985, a small group of investors acquired Sidney Bancorp, Inc., and its bank subsidiary, Sidney Community Bank, in Sidney, Illinois. Through a series of transactions and consolidations, that bank eventually became Central Illinois Bank and acquired Arrowsmith State Bank in 1991. The former Arrowsmith State Bank charter was established in 1920 and is the Illinois commercial bank charter that CIBM Bank operates under today.
Over the next 25 years, CIBM went through a series of expansion activities that led to our footprint today with branch offices in Illinois (Champaign, Urbana, Danville, Monticello, Bloomington, Peoria and Wheaton); Indiana (Indianapolis), and Wisconsin (Brookfield and Elm Grove). In 2013, we acquired the assets of Avenue Mortgage Corp., in Naperville, Illinois, and have since expanded our offering of residential mortgage services with mortgage professionals in most of our branch offices as well as satellite offices in Naperville, Arlington Heights, and Decatur, Illinois; Indianapolis, Indiana; East Lansing, Michigan; and Sheboygan, Wisconsin. In 2016, we formed our Government Guaranteed Lending Division, which services many states in the Midwest and Southeast.
Prior to 2019, we utilized different brand names across our markets: Central Illinois Bank (Central Illinois); Marine Bank (Milwaukee and Indianapolis); Avenue Bank (Wheaton, Illinois); and Avenue Mortgage (at all mortgage offices). In 2019, we unified our brands under our legal name of CIBM Bank with the new logo and icon you see today.
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Established in 1984, NAGGL serves the government guaranteed lending community, empowering members while meeting their multiple needs. » Learn more